Allianz Insurance

Allianz China General Insurance Company Ltd. Portal

Individual & family


Risk Control Solution

Hotline 800-830-8009
Hotline 800-830-8009
Allianz Global
Allianz Global

Home Insurance


Easy to carry. Easy to lose.

Basic coverage, additional benefits and more.


Protect your contents with us

What is insured? (include but not limited to) 

We insure all furniture, furnishing, household and personal effects, household appliances, decorations not included in the house price belonging to You or for which You are responsible excluding property used for business, trade or professional purposes, etc.

Additional Benefits (include but not limited to)

  • Additionally we will cover you in respect of:
  • Locks and keys replacement and installation due to burglary
  • Frozen food spoilt in your freezer

General Exclusions  ( include but not limited to )

  • Wear & tear 
  • Faulty manipulation, design, plan, pecification or materials


Protect your premises with us. 

Our buildings insurance protects walls, ceilings, windows and other structure elements of your home against typical risks such as storm or fire.  

What is insured? ( include but not limited to )

Allianz will insure the structure of Your private dwelling located at the Address detailed in the Schedule including:

  • Landlord’s fixtures and fittings and interior decorations
  • Outbuildings used for domestic purposes
  • Garden walls, gates, fences, patios, terraces, hedges, paths and drives

Additional Benefits ( include but not limited to )

  • Any additional costs of reinstatement of the Building if the Government or Local Laws require changes to be made
  • Architects, engineers and surveyors fees in respect of the rebuilding or repairs where authorized by Us
  • Breakage of all fixed glass including double glazing and fixed sanitary fittings all for which You are responsible

General Exclusions ( include but not limited to )

  • Cracking of buildings
  • Subsidence ground heave or landslip
  • Normal settlement or bedding down of new structures


 Surprises do not always mean good news. 

Every Allianz home insurance comes with a personal liability cover.

What is insured? 

We will cover You in respect of all sums which You will become legally liable to pay as damages in respect of

  • Accidental bodily injury to any person
  • Accidental loss of or damage to property

occurring during the period of insurance and within the geographical limits.

General Exclusions  ( include but not limited to )

  • Any liability in respect of fines, penalties or liquidated damages
  • Any liability which attaches by virtue of an agreement but which would not have attached in the absence of such agreement

( Importance Notice: For detailed information, please refer to the policy )


More details, please refer to the Chinese version.

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